AXACTOR ASA ACR Rapport

Axactor ASA delivers revenue growth and 14%* return on equity in Q4

12. February 2026 kl. 07:00

(Oslo, 12 February 2026) Axactor ASA announces fourth quarter financial results.

Axactor deliver solid results with annualized return on equity of 14%* and gross revenue growth of 6%** y-o-y. Both business segments contributed positively with NPL growth of 3%** and 3PC growth of 16% y-o-y.

Key figures Q4 2025 (Q4 2024 in brackets)*** - Gross revenue of EUR 99m (EUR 161m) - Total revenue of EUR 68m (EUR -43m) - EBITDA of EUR 35m (EUR -74m) - Cash EBITDA of EUR 67m (EUR 130m) - Net profit after tax of EUR 9m (EUR -85m)

“We are now concluding a solid 2025 for Axactor. For the year we deliver 19% organic growth on 3PC, collection performance is lifted to 102% on NPL, a majority of our funding is successfully refinanced and return on equity came in at an all-time high of 12%*. The key focus going forward is to ramp up accretive NPL investments and keep delivering double-digit growth on 3PC” says CEO Johnny Tsolis.

Presentation 10:00 am CET, 12 February 2026: The results will be presented in a global investor webcast with a live Q&A session. A recording of the webcast will be made available after the live stream is concluded on axactor.com.

Webcast participation will be possible via the following. Please note that you need to register before you will be provided with streaming access or phone number, access code and pin.

Webcast: - https://events.q4inc.com/attendee/691210130 Phone: - https://www.netroadshow.com/events/login/LE9zwo3hxzbtbRmt2lDDFWGcgQ3pujH4w22

For additional information, please contact: Johnny Tsolis, CEO Tel: +47 913 35 461 E-mail: johnny.tsolis@axactor.com

Kyrre Svae, Deputy CEO & CSO Tel: +47 478 39 405 E-mail: kyrre.svae@axactor.com

To learn more about Axactor, visit www.axactor.com

*Excluding non-recurring cost items **Excluding divested portfolios in Q4’24 and Q4’25 ***EBITDA and other alternative performance measures (APMs) are defined and reconciled to the IFRS financial statements as a part of the APM section of the financial report.

Disclaimer Cautionary note regarding forward-looking statements. The statements contained in this announcement may include forward-looking statements, such as statements of future expectations. These statements are based on the management’s current views and assumptions and involve both known and unknown risks and uncertainties. Although Axactor believes that the expectations implied in any such forward-looking statements are reasonable, no assurance can be given that such expectations will prove to be correct. Actual results, performance or events may differ materially from those set out or implied in the forward-looking statements. Important factors that may cause such a difference include, but are not limited to: (i) general economic conditions, (ii) performance of financial markets, including market volatility and liquidity, (iii) debtors' ability and willingness to repay debt, (iv) interest rate levels, (v) currency exchange rates, (vi) changes in the competitive climate, (vii) changes in laws and regulations, (viii) changes in the policies of central banks and/or foreign governments, or supranational entities. Axactor assumes no general obligation to update any forward-looking statement.

This information is considered to be inside information pursuant to the EU Market Abuse Regulation and is subject to the disclosure requirements pursuant to Section 5-12 the Norwegian Securities Trading Act. This stock exchange announcement was published by Eilif Drageseth, Deputy CFO at Axactor ASA, on 12 February 2026 at 07:00 CET.